Brought a phone through home credit. I got approved so easily. The service is awsome. You can apply for a loan without having a credit history. Although you have to sign a lot. But it's okey. Any product you want just have a minimum deposit like just 33% of the product price and for rest they give u a emi option. You have to pay on time though other wise they gonna call you many times a day even on sunday also. So just pay by due date and built your credit score.
