I bought oppo f3 selfie expert from home credit. I am deposit my monthly EMI before my due date. Also they are calling me and behaving unprofessional. Peoples are not contact this company. Apart from it what I felt that they were just pressuring and harassing by giving calls as well as miss call very horrible and terrible lender. Their rates and chargers are high in price and customer service is worst. Staff is very wrong and route attitude. The company is worst in its kind. I suggest don't take any loan with home credit. My experience with this company was not good. I will say that this financial service providing company is not satisfactory is there policies are very bad.