I have my account with dbs and a personal loan ..my emi date was 6th usually the emi will deduct anytime like 4 am , 2am, 6am sometimes by 7th also money got deducted ..but this month i didn't maintained my account with the emi amount by 9:30 fund was credited to the account for the emi deduction..but emi was not deducted and it's is showing late payment charges ..for an emi amount of 1836 it's showing
