Aug 20, 2025 08:42 PM
116 Views
I was using cred for paying credit card bills like everyone thinking about the benefits and the points they provide but finally ended in getting unwanted or closed credit history getting added to my cibil, in my college days I used an addon card of my brothers credit card for fuel expenses I havent even used it much I m not the primary card holder seeems he hasnt paid it fully. now its reflecting in my cibil report I m unable to clear it from my cibil or pay for it since I dont use that, cred pulls all your accounts data from the web with just ur kyc and create all nuisances,
beyond that I took the cred cash in an emergency there app is a culprit it ll have all ur phone datas sms location etc even ur needs suddenly it ll flash and ull become a victim of there loan.
I missed a payment and they have system which ll disturb you 24/7, 6 to 7 calls every hour even if u attend one call the next collection call and tell the same thing,
most importantly restrict all the permisions given to cred app
they can locate you and ll have complete control over your contacts sms etc
Be aware
