Since, the state bank of India has launched its buddy wallet to replace other paytm, mibikwik like wallet.
But it failed to replace them.
Pros:-
1) It is trusted as it is certified by SBI
2) simple user interface to recharge or transfer money using mobile number
Cons:-
1) It don't provide any offers related wallet recharge, top up etc
2) SBI charges 3%+service tax for wallet to account transfer
3) It is also not very popular among various merchants.
