Well as we all know that paytm owner was deep down in liability after he opened the company paytm. he got lucky after the demonatization that modi ji said paytm karo instead of exchanging indian currency send money through paytm thats how their company came out from liability and owner came in a lot profit just because of demonatization. well let me come to the topic now. well before there was no charges sending money to your bank account but now you need to pay paytm 5% everytime you transfer the money to your bank account. well I am working in international company we used to get incentives in paytm from our manager but why should I pay 5% of my incentives while trasnferring money to bank. its mine hard work money. there are other app who transfer the money to bank without paying the app so we are using those apps now and yeah because of this paytm lost many of their customers and soon they will be back to liability again if they didnt stopped this
