I Have got my HDFC(Visa) credit card last year June month ie. June 2017. Till now I have purchased around Rs.47000/- and have made payment around Rs.69000/- including all bank charges / interst/ late payment etc. Even though there is Rs.54000/- outstanding amount its showing. It's totally unfair. After making excess payments of Rs. 22000/-(including bank charges /Interest) Huge amount they are asking me to pay.
Simple logic is total amount spent - total amount paid+ Interest that's all but bank people are telling that they will calculating in different way that they couldn't make me understand.
My strong recomandation is kindly do not go with HDFC credit card. They are totally unproffsional. They are making people fools.
