I have a HDFC Salary account with nearly 2 years till to date.its very user-friendly bank any time if we ask any queries related to any problem they will respond immediately with good manner.by the way im using the hdfc credit card with these account there is no issues in credit.When ever we pay the bill with in the due date.it automatically repay with in one day on the remaining limit balance.None of the banks will repay us with in one day.
Most good advantage is we redeem the rewards points into the cash on the remaining credit limit.
I request those who and all reviewing my comments please get the credit card with these bank and enjoy with thiers offers they provide you in the same manner