Axis Bank Visa Credit Card

I amit aherkarcheated in the case of international flight voucher offer on my axis credit card. I fill the form and post it back by there business reply envelope.now they said that we didn't receive your application.after posting 10 t0 15 e-mail

They give me that reply no body is picking phone on that no.and on axis bank helpline also nobody is solve this query .very bad service from axis bank.only brand but they fail to provide good service to there customer.still after 1 year I am waiting for my international flight vouche. they only know how to make a frode with there custumer and how to take extra money on the name of late payment and penaluty .there moto is forget about service think about money.so better you close your account in axis bank end your relation with there all product credit card as early as possible oterwise one day you also writing reviwe of your bad experience like me .

I amit aherkarcheated in the case of international flight voucher offeron my axis credit card. I fill the form and post it back by therebusiness reply envelope.now they said that we didn't receive yourapplication.after posting 10 t0 15 e-mail they give me thatreply no body is picking phone on that no.and on axis bank helplinealso nobody is solve this query .

Very bad service from axis bank.onlybrand but they fail to provide good service to therecustomer.they only know how to make a frode with there custumer and howto take extra money on the name of late payment and penaluty .theremoto is forget about service think about money.so better you close youraccount in axis bank end your relation with there all product creditcard as early as possible oterwise one day you also writing reviwe ofyour bad experience like me.

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I work as a senior manager in a mid size IT company at Bangalore. We were having Corporate Salary Accounts with ICICI Bank and shifted to Axis Bank recently. AXIS Bank sales folks came to the door step to provide a power point presentation and impressed us.

We moved the Salary Accounts to AXIS Bank assuming there service would be world class (atleast better than ICICI).

They provided Corporate gold/platinum card for all the employees based on the pay cadre. Out of 100 applications only 4 got approved. Rest got rejected for various reasons.

Mine was rejected mentioning that the Drivers License was not proper. In Fact the sales guy came once again to pick it up. In Spite of that they rejected. They could not substantiate what is not proper in the DL. There Netbanking facilities are another big sucker.. doesnt work most of the time. It would throw you out more often than it works.

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Its all about Axis Bank Credit card , I had a very premium Savings account with Axis bank and I was the basic reason to get 300 Axis Salary account in to my company .

Since I felt comfortable with their process .So when I was offered a credit card , I had no hesitation on the same to go for a credit card with Axis bank Intially my payments were prompt and use to clear the os in one shot , but due to personal reason last 4 months back I was unable to make payments due to sudden financial crisis .

Still then I maintained to make minimum amount due .But still then for the past one month I 'm been harrassed by their telecallers like a street dog .I explained the concern tele caller that due to some financial crisis i'm unable to settle the amount , so requested to convert the o/s to EMI , since Axis customer care confirmed me that after six months of card delivery emi is possible .

Intially the telecaller to confirmed that would convert the o/s to emi but suddenly their now they explained me that no such emi option is available .so this made me to think about their good will for the first time .So requested them to give me some duration for making payment but they never heared my voice , and started to call me from five different numbers , that 30 times a day for payment of Rs, 1200/- ( just only the interest ).

So I request who ever read this review , think of the situtation which I have faced , which would also impact anybody in the current scenario , so beware of the suc*ing Axis bank Credit card

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Axis bank, formerly called UNIT TRUST OF INDIA bank, is a bank without trust. They misguide gullible customers into taking product and do not provide any services as promised. I was issued a credit card with a promise of a free return air ticket to any destination of my choice . The joining and annual fees was around 1800. I made the payment in the subsequent month and after 3 months from joining I requested for air ticket.. I was asked to provide with three destinations and three dates!!!! Is it possible or practical to give three dates of travelling to three different places.

Anyway, as I had no choice I sent the coupon. After months of waiting and repeated reminders I was finally sent a return ticket voucher by e mail and was asked to pay 4500 rupee as service charges. I complained at their help line no.s as I was told initially that the air ticket is totally free. Since then I have requested them to return my joining fees but they have failed to do so. They are sending statements every month with late charges.

I warn all potential card desirer to take card of any bank but axis bank. One will surely repent

Rakesh bajoria

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Its really very pathetic experience I have faced with the AXIS Bank credit card service.

From the month I have taken this card I have been calling up the call center for one or the other reason as soon as I get my monthly statement.

To my surprise in the first month I found that there was a joining fees that was levid on my card(as it was communicated to me that it will not be charged)

After some days I got the message that the amount has been paid( I was not aware who paid the amount)

When I received my Axis Bank Savings Bank statement I came to know that the amount was deducted without my knowledge. When I conatcted your customer service they said my axis bank account is linked to my credit card and auto debit facility is activated.(I never opted for the same).

I requested to calcell the same. They said as it was too late they cannot stop the auto debit for the coming bill but will cancell from the next bill onwards.

I said OK and asked them to take out my bill amount from my bank for that month. Being under the impression that the amount will be automatically deducted from the bank I did not pay the bill.

But again to my shock I got a message after the due date that my credit card bill is due and I need to make the payment. I called up the call center again and they nicely told me that as my auto debit facility was cancelled I had to make the payment.(I was asked to do VISA transfer for which I spent Rs 25 more)

I had explained the whole thing and told him that I should not be charged with any late payment charges and he said ok.

But I received my card statement I saw that not only the late payment charges were levid but also the interest for the period were levid, which aounted for Rs603. Almost 4 months passed every month I call up but no response.

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