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10 Best SUVs Under 20 Lakhs You Can Buy 

Updated on : Sep 01, 2025 5:21 PM
10 Best SUVs Under 20 Lakhs You Can Buy 

SUVs (Sport Utility Vehicles) are passenger vehicles built on truck chassis, offering ample cargo and passenger space, often featuring an all-wheel drive. It typically has a sturdy light truck chassis, providing a robust foundation for its design. SUVs are gaining popularity, particularly in India, due to their spaciousness, versatility, and rugged appeal. Another reason behind its popularity is the market strategy, automakers have highlighted their features and benefits to attract buyers. In the Indian passenger market, SUVs and MPVs have seen a massive growth of 65% in 2024, which is a considerable increase from the 21% share they held in 2015. The rising demand for SUVs has become the reason behind the decline of other vehicles like hatchbacks and sedans. These cars are very affordable and designed to cater to the middle-class segment of India. Let’s see the 10 best SUVs under 20 lakh, which you can buy without burdening yourself with EMIs.     


List of 10 Best SUVs Under 20 Lakh

Rating and Reviews
2.67
3 Votes
Description

Skoda Kushaq is Skoda India’s entry-level crossover model, known for refinement, build quality, and performance. It's a compact SUV that offers two petrol engine options and three transmission choices. It’s stylish and practical, especially focusing on urban drivability. Its key features include a 10-inch touchscreen with wireless Apple CarPlay/Android Auto, an 8-inch digital instrument cluster, ventilated front seat, and a sunroof. Along with these features, its safety features include six airbags, ABS, EBD, ESC, and more. This is the best SUV under 20 lakhs.

Rating and Reviews
3.59
81 Votes
Description

The Mahindra XUV700 is another best car under this category, known for its stylish design and high-quality cabin. Available in five, six, and seven-seater configurations. It possesses modern features, including AdrenoX Connects, Alexa Integration, smart home integration, voice control, a 10.25-inch touchscreen, and a 12-speaker music system. Apart from these features, its safety features include an advanced driver assistance system (ADAS), seven airbags, and electronic stability control. Additionally, it has a 360-degree camera, driver drowsiness detection, and smart door handles for intense safety.  

Rating and Reviews
4
1 Vote
Description

With a longer wheelbase and more spacious interior, the Mahindra Thar 5-door is the best SUV below 20 lakhs. It features a new 6-slat grill, a premium cabin, and modern features like a 360-degree camera, panoramic sunroof, and ventilated front seats. Along with these features, its safety features include six airbags, electronic stability control, and a point seat belt for every passenger as standard. Its higher variant features a driver assistance system with features like emergency braking, lane departure warning, and lane keep assist, along with a 360-degree surround view system.    

Rating and Reviews
3.6
5 Votes
Description

With AI-powered safety and convenience features, Tata Curvv is another best SUV below 20 lakh. The car is known for its stylish coupe design and exhaustive features, including a 360-degree camera, ventilated seats, a dual digital display, and a 9-speaker JBL sound system. Its AI features include a Level 2 ADAS system, connected care technology, voice assistant integration, advanced internet features, driver monitoring system, and traffic sign recognition. Along with these features, the car offers an air purifier to keep the cabin air clean and fresh.     

Rating and Reviews
2.5
2 Votes
Description

The MG Astor is a compact SUV under 20 lakhs that stands out for its AI-powered personal assistance and level 2 autonomous driving capabilities. Its features include personalized interaction, in-car control, access to information, emotional dynamism, and support. Along with these features, the car's safety features include multiple airbags, electronic stability control, and a traction control system. These high-class features make the MG Astor one of the best and most bought SUVs.  

Rating and Reviews
4.57
7 Votes
Description

The updated version of the popular Scorpio SUV, the Mahindra Scorpio-N, is known for its robust build, comfortable interiors, and powerful engine options. It offers a 7-seater configuration, which is best for big families. The SUV comes with various powertrain choices (petrol and diesel). Its features include 8-inch touchscreen with Apple and  Android CarPlay, dual zone climate control, ventilated front seat, spacious cabin, 12-speaker Sony sound system, 6-way powered driver seat, and front parking camera in some variants. Along with these features, its safety features include six airbags, ABS, ESP, driver drowsiness alert, and ADAS (Advanced Driver Assistance System).     

Rating and Reviews
4.57
7 Votes
Description

The best mid-range SUV Tata Harrier, is known for its robust design, spacious cabin, and good performance. It's available with a 2-litre diesel engine, manual and automatic transmission options. It provides a comfortable riding experience. Its features include adjustable driver and steering, automatic temperature control, air purifier, central locking, cruise control, parking sensor, 360-degree camera, rain-sensing wiper, automatic headlamps, and front fog lamps with cornering function. Along with these features, its safety features include front and rear parking sensors, ADAS, and 7 airbags in some trims.     

Rating and Reviews
3.89
1,414 Votes
Description

A versatile and reliable SUV, the Toyota Innova Crysta is known for its comfort, spaciousness, and strong performance. It's an ideal choice for big families. Though it doesn’t have any AI-driven features, the car offers many driver-friendly features, which include an 8-inch touchscreen infotainment with smartphone connectivity, an engine start and stop button, automatic climate control, a power-adjustable driver seat, and rear AC vents. Along with these features, its safety features include seven airbags, ABS with EBD, vehicle stability control, brake assist, and hill-start assist control. 

Rating and Reviews
3
8 Votes
Description

A rugged, boxy, and off-road SUV from Force Motors, the Force Gurkha is known for its 4x4 capabilities, boxy appearance, low-range mode, and manual locking differentials. Its key features include a 2.6-liter diesel engine, a 9-inch touchscreen, a digital instrument cluster, and comfort amenities. Along with these features, its safety features include dual airbags for the driver and front passenger, ABS with EBD, and a tyre pressure monitoring system. This is one of the best SUVs within 20 lakhs.  

Rating and Reviews
3
8 Votes
Description

A versatile and family-friendly MUV, Kia Carens is known for its blend of practicality and comfort. It offers a spacious cabin with 6 or 7 seats, perfect for big families. Its design is a blend of SUV and MUV. The Caren is available in both petrol and diesel engine options for the user’s convenience. Its key features include a 10.25-inch HD touchscreen with Android Auto & Apple CarPlay, next-generation Kia Connect with OTA map and system update, 64-colour ambient mood lighting, ventilated front seat, automatic climate control, sunroof, smart pure air purifier with AQI display, and driver's mode. Along with these features, the car's safety features include a robust 10 hi-safety package (which includes 6 airbags, ESC, VSM, BAS, HAC, and DBC), a 360-degree camera, and a blind spot monitor in the cluster.  


Conclusion

SUVs are the most bought cars in India. People love to buy SUVs as they offer high-quality features, and ruggedness. These cars are comfortable, spacious, and budget-friendly, especially designed to cater to the middle-class segment. SUVs are perfect for big families, so a large section of India's middle class buys them. An SUV provides safety and comfort by providing a spacious cabin and has higher safety ratings compared to other cars. We have chosen the best SUVs under 20 lakhs, comparing price, features, and safety measures. Buying any one from our suggested list will not disappoint you. 

Frequently Asked Questions


Which is the best SUV under 20 lakhs?

Force Gurkha, Toyota Innova Crysta, and Tata Harrier are some of the best SUVs.

Which SUV is best for a middle-class family in India?

Tata Curvv and MG Astor are the best SUVs for middle-class families.

Which is the best 7-seater car under 20 lakh?

Kia Carens, Mahindra Scorpio-N, and Toyota Innova Crysta are the best 7-seater cars under 20 lakh.

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