I purchased a flat from Jains in Perungudi called the Jains Anumita. This flat was booked at the rate of 1100/- per sq feet and the process of documentation started with IDBI bank for the Home Loan.
IDBI, although they sanctioned my loan did not disburse it and the reason stated was that the legal has not been cleared. There was a deviation in the construction and because of the reason IDBI did not disburse the loan.
At the same time I received intimations from Jains stating that the amount due is not paid. I was conversing with both the bank and the people in Jains and one fine day I receive a letter stating that the agreement stands cancelled and I would have to purchase the flat at the new rate if I still wanted the flat. I had not choice but to accept to pay at the new rate of 1500/- per sq feet. Who mentioned this? The great CEO Mr. Vijay(Then a Vice President) who was rude and unethical -(Why would he not become a CEO, he sucked out close to 5 Lakhs from me, there are 109 tenements in Jains anumita, and close to 15 projects in the anvil - It would be that many lakhs into Jain's Pockets)
The flat was 1167 sq feet and this change impacted me with an additional bill of Rs. 466000/-
These very same documents with deviation was accepted by ABN Amro Bank and my loan was disbursed in 1 week. How? No clue. I would talk abt ABN AMRO and their gimmicks in another post and link it here.
*1. Now, who is to be blamed, Jain Housing(for a devaition in the plan) or IDBI Bank(for not having disbursed the loan amount citing the deviation in the plan) or ABN Amro(who have or have not checked the deviation but still disbursed the loan)
* - Who ever is blamed it is me who is suffering an additional burden of 4 and a half Lakhs
*2. Until this point post me occupying the flat in perungudi, they haven't yet provided me with the following
* - An explanation for my complaint against the laying of marbonite tiles, which have air pockets and have not been laid properly at a cost of 28000/-
The rental difference @ rs. 4/- per sq feet for every month post the promised completion date, which amounts to rs 28000/-
They have paid no heed to the fact that I've not signed the possession certificate/Completion certificate
The swimming pool and the Gym that were promised haven't yet been operational. This is after about 2 years from the projected project completion date of November 2005
3. I went ahead with interior decoration(the woodwork) with their sister concern Sajaawat. Which again is no good. There seems to be this complacency with which the Jain family works with. There used to be constant tiffs with the sajaawat labourers and the Jains labourers. A few tiles have been chipped and the quality of the wood work is pretty pathetic.
I have been taken for a jolly good ride by the so called service community. Who is the loser ME,for which I don't have any shame in admitting.
Please beware of the sly, unethical, cunning, bloodsucking, businessmen who call themselves servers of the public and act as though they are godsend to mankind.
- Thank You! We appreciate your effort.
