Helloo friends as I oppened kotak 811 mobile account .they firstly said that they provide free zero balance acc.but after that I asked for debit card they said that I have to deposite 5000/-.rs to my account for debit card.then they said u got link when your account is open.still not got the link from there side.exicutive gave good service firstly on the time of account openning but after that there is no followup by that exicutive or kotak bank.