Jul 03, 2025 09:14 AM
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(Updated Jul 03, 2025 09:15 AM)
ICICI Lombard General Insurance Co. Ltd
DO NOT BUY ICICI INSURANCE POLICIES. IF PREMIUM THEY WILL NOT ASK ANYTHING BUT CLAIM YOU WON'T GET ANYTHING
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Dear Readers,
Any rating below one star.
My bitter experience.
My son met with an accident and vehicle damaged.
He got Injuries.
Went to hospital.
2 wheeler was taken to work Shop by mechanic using Toe.
Mechanic initiated repairs.
Surveyor after intimation of 2 days visited work shop.
But Mechanic initiated repairs.
But Mechanic took photos at Accident place and damaged vehicle and spares.
He gave bill around 10000.
But claim rejected with one line reason'Repair initiated before verification'.
I submitted all supportive documents like Vehicle damaged photo,
accident location,
Mechanic Bill,
My Son accident injuries photos,
Doctor Prescription,
XRay,
Medicines etc from
'Hindu Mission Hospital Tambaram Chennai'
where my son took treatment.
But company not accepting anything and adamant.
MD CEO referred.
But again rejected.
My simple question to the company.
When issue policy you never verify the vehicle sending surveyor.
How you issued policy without verification of vehicle?
Now adamant.
Friends, this company is not reliable.
Beware.
Think many times before taking policies.
While taking they will tell so many things.
But when claim comes they won't.
It is like a horse ready to open its mouth while offering Gross and closed it while putting'Kadivalam'.
Anyway I will teach a lesson to the company.
I approach Medias, Reviews, IRDA, Ombudsman, Consumer forum, Civil case and FM letter etc.
Avoid this company. Worst service.
Regards,
R Natarajan,
Top Executive Retired from Nationalised Bank Coimbatore.
Ex Concurrent Auditor for Nationalied Bank Coimbatore
Advocate Coimbatore