Hello companions I would like to share my experience with the tez app actually am using this tez all from the past 3 months. Really it is fantastic app i've earned 899 till now. It is created by Google and you can install it in your Android or I phone. You can pay and request money to any one your contacts if you want to transfer. And you can get 51 when you referred someone. And scratch cards as well. And that is the extra money automatically added to your bank account. Make sure your mobile number must be register with your bank account. If you have luck you can earn 1 lakh in scratch cards. And from my experience I can say that this app is really trusted and secure and quickly transfer and ease pay app.