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I have a salary account with this bank for more than 14years. I had an home loan which I gully paid without one EMI break. All my salaries are credited in this account. After giving so much business one fine day I missed an EMI ad I had transferred money to my SBI account. He customer care people called me 30 tines in 1 hr and kept asking when will I pay ??...They have no clue of customer service. THIRD CLASS BANK AXIS BANK...