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There are four major types of banks in India- commercial banks, including both private and public sector banks, cooperative banks, investment banks, and retail banks. All banks are regulated by the Reserve Bank of India (RBI).
The State Bank of India, Bank of Maharashtra, Indian Overseas Bank, and Bank of India are some of the top public sector banks (PSB) in India. PSBs are majorly owned by government entities.
You can open a bank account in any Indian bank by completing a formal KYC (Know Your Customer) process. Visit your nearest bank process with documents like Aadhar card, Pan card, passport-size photos, and fill an application form.
Banks in India typically operate from 9:30 to 3:30 from Monday to Friday. Some banks may also work on the second and fourth Saturdays of the month.
Yes, some banks offer online banking services like opening a bank account through their apps or dedicated platforms. In such cases, an e-KYC is mandatory for the customers.
Net banking refers to online banking where users can manage their bank accounts, transfer funds, and pay bills through a secure platform or mobile app.
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