Friends today I would like to share one good app for instant saving account opening, you no need to go to any branch and stand on the lines for account opening and need not carry any id proof, address proof and photoes, you can just download the kvb Dlite app from playstore enter your aadhar and PAN number on home screen, you can enter the mobile number choose nearest branch, and then you will get the otp, enter that otp, finally you will get the sms your saving account successfully opened.
But in this account contains some limitations are as follows
Should not mantain the more than 10, 000 /- rupees any point of time.
Should not cash deposit more than 1 lac in a year.
If you cross above said limits your account will be blocked
So after opening the account next day you should submit the aadhar and pan xerox to branch where you chose that branch, brach people will be get e authentication from you, from onwards you can transact the amount freely in your account and you are eligible for the cheque book and atm card facilty.
Only one thing is you should maintain 1000/- minimum avarage balance which is cheaper than the SBI or any other public sector banks
So friends you simply download the app and get the account without going to any banks.