I am using this paytm from 2015 and really impressed from the services of paytm.At first the paytm app has nothing only wallet but in 2018 paytm decided to upgrade and opens their paytm payment bank which is very very useful for me.They compulsory for all paytm users to kyc and open your own bank.
At first the money limit of the paytm after kyc and opening paytm payment bank is ₹; 50000 but again paytm offers an choice to fill all the details of pan card the your money limit increase by ₹; 50000 and become ₹; 100000.
Anywhere I go with my family and if by chance cash is not available at that time then I do paytm.From last few years I am doing more cashless transaction then cash transaction.Many of my friends told me that it is fake don't keep so much of money in this paytm.One day it will fraud you.But I didn't think so much about their talk.
I really suggest those peoples who are not believing in online transaction that paytm is the best app for online transaction and most trusted app also.I will give 5 star rating out of five star.
