Dost jaisa. Review on IDBI Bank

Hi guys after hearing lost of negative points on IDBI bank I m here to say my opinion regarding the banking experience with IDBI bank. In 2011 I opened an account with IDBI and 2500 INR is the basic amount we required to open an account that"s it, is there any bank out there who give such facility, I know you people say yes. OK after 15 days I withdrawn the whole amount and maintained zero balance for further 2 months still no fine.now tell me your bank is ready to give such service.after 5 years when PMYJ arrives I got call from bank and filled the for which is really a happiest moment for me.really BANK AISA DOST JAISA.I agree that they have less no of ATMs but providing visa card you can withdraw cash even from other braches.MY final word is I m happy with IDBI service.Only thing is they are not providing CREDIT card