Sep 25, 2009 03:43 PM
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Some of the fellow MSians who are in regular touch with me, may be Remembering my SMSes about HSBC Credit Card Closing Issues and once I mentioned,"Paid Rs 20 in Excess" to ensure Closure of Account and Stopping them from sending any further Statements, one of you questioned, "Why extra TWENTY RUPEES?"
The last illogical, forged( Coustesy : Terms and Conditions) bill was that of Rs 2480 (Two thousand Four Hundred Eighty only) and to Ensure that this cheque is received by them I added Rupees Twenty in this amount and spent Rs 60 to reach HSBC , Barakhamba, CP, New Delhi Branch, filled up the slip stood in the queue for twenty minutes when my turn came the lady wanted me to use the Drop Box, I felt very bad by telling her that " Madam I donot have faith in you people" Please give me the receipt for my hard earned twenty rupees which I am paying to get rid of this" HSBC CREDIT CARD "
Just for the ANSWER to "WHY PAY ETXRA ?" Here is the account Closure Mail from HSBC. Please do check the line which will tell VOLUMES about my TWENTY RUPEES apathy.
Dear Mr. Parasher,
We refer to your email dated 23 September 2009 addressed to Ms.(Name withheld
), Nodal Officer HSBC-India, regarding your HSBC Credit Card.
We confirm from our records that we were in receipt of the cheque
payment of INR 2000.00 made vide cheque number 850670 on 24 June 2009
and the same has been credited to your card account.
Please note that the cheque payment of INR 1500.00 made vide cheque
number 883672 on 24 June 2009 returned unrealized on 26 June 2009.
We further confirm that we are in receipt of the cheque payment of INR
2500.00 made vide cheque number 920074 on 17 August 2009 and there is a
credit balance of INR 0.01 in your card account as on date.
The card has been cancelled as per your request on 13 August 2009 and
there is no payable outstanding in your card account as on date.
Please feel free to write to us if you require further clarification.
Assuring you of our best services always,
Yours sincerely,
(Name ABC)
Customer Service Executive
The Hongkong and Shanghai Banking Corporation Limited