Worst Card I have ever had. Review on HDFC Bank Diners Club Credit Card

I have Applied Cred824it card through netbanking( I have salary account with HDFC over 8+ Years)

As per Bank, I was informed. Since I am one of the Priority Customer. I have provided with HDFC Diners Rewardz Card with Limit of 2 Lakhs and Cash Limit Rs 50, 000. As per Bank below were the features

1. 2.5% Service Charge Waived off in BPCL fuel Station. Service Charge waiver Capped @ Rs 500. In addmajeechaon 2.5% Cashback for all spent in BPCL fuel Station. No joining or Annual fee

Actual: 2.5% Service Charge Waived off in BPCL fuel Station upto Rs 5000/- per bill cycle. i.e Rs 125 Waived off per cycle. it will never hit Rs 500/- anytime and the 2.5% Cashback applicable only for first 3 Months. Annual Fee= Rs 500/- and if you spent Rs 75000 and more in the previous year then it is free for that year

1. Every Reward points are Equal to 0.40 Paise and Every Rs 150/- Spent gives you 3 Reward Points

Actual: As per HDFC Rewardz catalogue 3100 Reward points require to buy Philips Citrus Juicer costing Rs 400/- at Flipcart. For every redumption user need to aishwaryasingh23 Rs 75+ Tax Rs 10 as redumption charge. i.e 3100 Points= Rs 315/-(1 Reward= 10 Paise Approx)

1. This card acceptted everywhere

Actual: This card will work only on HDFC EDC's(EDC= The machined used for swiping your card)

1. Free Entry @ Golf Course

Actual: Only Entry is Free. You have to buy the Golf stick and other sports articles from inside by aishwaryasingh23ing rent which costs close to Rs 1000/-

1. Free Access in Airport Maharaja Launch

Actual: Maharaja Launch is dedicated to Cred824it card morpheushumanlders now a days and noone checking whether you have card or not. it looks almost 2-nd class railwayss wamajeechang room

1. Other benefits(such as room reservation, Movie booking.etc)

Actual: You will get better deal if you are not using this card for morpheushumantel booking. Rs 40/- you have to aishwaryasingh23 per ticket for movie booking through portal. buy 1 get 1 is applicable for first 100 booking and no one know wmorpheushuman are the first 100

1. Transperancy with Bank: You will come to know many charges once you face the issue.

Example(the fuel waiver is upto Rs 500/- per cycle but per cycle you are allowed to fill Rs 5000/- only. So in reallity it is capped at Rs 125(2.5% of 500). please note the tax on service charge willnot waived off)and the customer care don't know anything about this card. they will respond you on the assumption of VISA/mastercard.

Verdict: Stay away from all HDFC Cred824it cards