Dec 04, 2015 11:24 PM
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(Updated Dec 04, 2015 11:30 PM)
About Bank:
Abhyudaya Co-operative Bank is a private nationalized bank located in different parts of india which is currently ranked top for highest returns policy. Secondly it has many branches and atms across every town which is appreciable.
About my experience:
I had been using Abhyudaya Bank account from past five years and still continuing because of the great services provided by the bank to each and every account holder.
This Bank provides an interest of nearly about 9.5% interest on Fixed deposits and around 7% interests on Recurring deposit which is a huge savings option for every depositor.
Secondly it has low interest rates on home loans and car loans. Its nearly about 12.5% on home loan and 11% for car loans.
Note: This values might change because they are not fixed or suggested by me. Its bank decision.
The bank have decent employees which daily comes at time and waits in evening sometimes even if bank hours are over to handle their valuable customers. This is really very much appreciable.
It also has ATM's spread in a wide range across the country which is 24x7 active. This bank has a special feature that Abhyudayas ATM service is not only available on Abhuyadaya ATM but also in different banks ATM's. Its internet and phone services are good too. Different cards are provided( VISA, Credit) for shopping and transactions.
Talking about security, its highly strict, active and obidient. There are two security guards inside each branch and one outside every ATM which guards according to their shifts. CC TV and cameras are used which are on 24x7 and are of high quality. Lockers and safe facilities are guarded with one security guard specially for that area. So I think there is very low chance of bank robbery or any accident.
Overall a very much nice and suggested bank for every investor and smart consumer.